Terms of Use

1. The use of the Kardio application is carried out in accordance with the user agreement and terms of use published on the website kardio.run, the text of which is given below (hereinafter referred to as the User Agreement)

The parties to the User Agreement are Kardio Lab Limited Liability Company, registered under the laws of the Russian Federation under the Primary State Registration Number 1257800007860 (hereinafter referred to as Kardio Lab LLC), on the one hand, and the user of the Kardio application, who has reached the age of 18, or who has reached the age of 14 and acts with the consent of a legal representative (hereinafter referred to as the User), on the other hand.

The User Agreement is formulated and further amended by Kardio Lab LLC unilaterally without notice to the User. If the User does not agree with the User Agreement or the privacy policy of Kardio Lab LLC regarding the User's personal data published on the website _ (hereinafter referred to as the Privacy Policy), the User must stop using the Kardio application and does not have the right to use the Kardio application.

The User Agreement is concluded by leaving a mark of reading and agreeing to the User Agreement and Privacy Policy by the User, and is valid from the moment of actual use of the Kardio application.

The User Agreement is at the same time the User's consent to the processing by Kardio Lab LLC of the User's personal data defined in the Privacy Policy. Consent to the processing of the User's personal data is valid throughout the entire period of use of the Kardio application and until the User withdraws his consent processing of the User's personal data. Withdrawal of the User's consent to processing of his personal data is at the same time a refusal of the User Agreement.

When concluding the User Agreement and further when using the Kardio application, the User has no right to impersonate another person or a representative of an organization and/or community, use any forms and methods of illegal representation of other persons on the network, as well as mislead Users or Kardio Lab LLC.

2. The User Agreement shall be governed by and construed in accordance with the laws of the Russian Federation. Relations between the parties that are not regulated by the User Agreement are subject to resolution in accordance with the legislation of the Russian Federation. All possible disputes arising from the relations regulated by the User Agreement shall be resolved in accordance with the procedure established by the current legislation of the Russian Federation, according to the norms of Russian law.

3. The Kardio application provides users with the ability to store, search, and share information through accounts.

When posting any information in the Kardio application, the User is obliged to provide reliable information, including his/her personal data and other information provided to Kardio Lab LLC or available to other Users.

The User undertakes not to post illegal materials or information that violate the rights of third parties. The User is solely responsible to third parties for his/her actions related to the use of the Kardio application, including if such actions lead to a violation of the rights and legitimate interests of third parties, as well as for compliance with the law when using the Kardio application.

4. Kardio Lab LLC has the right to send information messages to the User, including messages of an advertising nature, subject to obtaining consent in a manner that meets the requirements of the law.

Kardio Lab LLC has the right to transfer to other Users information about the User, which the User has designated as available to other Users using the functions of the Kardio application.

5. Kardio Lab LLC has the right to set restrictions on the use of the Kardio application for the User, including: the presence/absence of certain functions, the storage period for messages and any other information, the maximum number of messages that can be sent or received by the User, the maximum size of the message or disk space, the maximum number of requests for the specified period of time, the maximum storage period of information, special parameters of the uploaded information, etc.

In order to protect the Kardio application and the information of other users, Kardio Lab LLC has the right to analyze and research the information posted by the User, including to protect the Kardio application and other Users from malicious programs and codes and to prevent violations of the law when posting and distributing information by the User

Kardio Lab LLC may stop accepting any information, in particular when the information contains malicious programs or code.

7. If the Kardio application provides for the possibility of a paid subscription, then in order to subscribe and further be able to pay for the subscription, the User links an electronic means of payment (for example, his bank card) to his/her account, for which he provides Kardio Lab LLC with the following information:

bank card number;
expiration date of the bank card;
the name and surname of the bank card holder indicated on the bank card;
security code (CVV/CVC);
the User's e-mail address.

By linking the electronic means of payment, the User guarantees that he/she is the actual owner of the means of payment issued in his/her name, the User complies with the rules of payment systems and the requirements of the issuing bank, which takes sufficient measures to protect the account to which the electronic means of payment is linked, preventing access by third parties.

The User understands and agrees that all actions performed using an electronic means of payment are considered to be performed by the User. If the User (owner of the electronic means of payment) applies for a refund, Kardio Lab LLC has the right to refuse a refund if it follows from the circumstances that the person who initiated the debiting was duly authorized using the User's account or provided the full data of the User's electronic means of payment, including the CVV/CVC code of the bank card.

To clarify the circumstances of the payment, protect rights and investigate the use of an electronic means of payment by an unauthorized person, the User has the right to contact the issuing bank of the electronic means of payment, as well as law enforcement agencies. If the User has reason to believe that an unauthorized person has gained access to the electronic means of payment or the User's account, the User undertakes to take the necessary measures to protect these electronic means of payment from their misuse by contacting the issuing bank, changing the password, contacting Kardio Lab LLC.

8. Kardio Lab LLC has the right at any time to require the User to confirm the data of his identity and the means of payment used, to request documents in this regard, the failure to provide which, at the discretion of Kardio Lab LLC, may be equated to the provision of inaccurate information.

9. Nothing in the User Agreement can be understood as the establishment of agency relations, partnership relations, joint activity relations, personal employment relations, or any other relations between the User and Kardio Lab LLC that are not expressly provided for in the User Agreement.

10. The Kardio app is provided "as is". Kardio Lab LLC cannot guarantee that the Kardio application meets or will meet the requirements of the User, in connection with which the User independently checks the compliance of the Kardio application with the User's goals.

11. Kardio Lab LLC is not responsible for any types of losses resulting from the use of the Kardio application by the User.

12. Under any circumstances, the liability of Kardio Lab LLC in accordance with Article 15 of the Civil Code of the Russian Federation is limited to 5,000 (five thousand) rubles of the Russian Federation and is imposed on it if there is fault in its actions.